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PAKISTAN BUDGET 2015-16; MIDDLE CLASS WILL BE THE MAJOR TAX PAYER!


June 05, 2015; Mr. Ishaq Dar presented the budget for the year 2015-16 after which many businessmen and organizations got benefit whereas and others were affected negatively. Tax Rates for Salaried persons reduced from 5% to 2% for ONLY POOR CLASS, whereas Middle Class was chosen to pay major percentage of tax. Instead of providing with more details, I would like to be more specific how “MIDDLE CLASS WILL BE THE MAJOR TAX PAYER FOR THE YEAR 2015-16.” According to John Parker’s statement “For the first time in History, more than half of the world is Middle Class”, which is considered to be the most important class in developing nations. This statement was also included in the article “Burgeoning Bourgeoisie” published by “The Economist”. Pakistan is one of those developing nations which has population of 1.8 Billion among which over half of the population belongs to middle class according to the facts and figures presented by Institute of Business Administration Karachi Pakistan in 2011. Now coming back to the budget 2015-16 for Pakistan presented by Mr. Ishaq Dar on 5th of June 2015, we have following Income Tax Slabs for Salaried Persons:

TAX SLABS FOR SALARIED PERSONS FOR THE YEAR 2015-16
Annual Income (Rs.) Tax Payable (Rs.)
Upto 400,000 NIL
400,000 500,000 2% of Amount exceeding 400,000
500,000 750,000 2,000 + 5% of Amount exceeding Rs. 500,000
750,000 1,400,000 14,500 + 10% of Amount exceeding Rs. 750,000
1,400,000 1,500,000 79,500 + 12.5% of Amount exceeding Rs. 1,400,000
1,500,000 1,800,000 92,000 + 15% of Amount exceedning Rs. 1,500,000
1,800,000 2,500,000 137,000 + 17.5% of Amount exceeding Rs. 1,800,000
2,500,000 3,000,000 259,500 + 20% of Amount exceeding Rs. 2,500,000
3,000,000 3,500,000 359,500 + 22.5% of Amount exceeding Rs. 3,000,000
3,500,000 4,000,000 472,000 + 25% of Amount exceeding Rs. 3,500,000
4,000,000 7,000,000 597,000 + 27.5% of Amount exceeding Rs. 4,000,000
7,000,000   More 1,422,000 + 30% of Amount exceeding Rs. 7,000,000
*    Senior Citizens (Aged 60+) have 50% Tax Rebate

Slab 3 & 4: Middle Class By distributing the tax slabs into the peoples’ classes, we realize that First slot comes under Lower-Lower Class (Poor Class) wehereas next slot comes under Upper-Lower Class (thanks to the government for decreasing the tax rate for Upper-Lower class). The most interesting part here is about Middle Class which belongs to the next two slabs of Income Tax, where, we can see that Lower-Middle Class of people are paying the tax of Upper-Lower class as well as 5% of the next slab. Adding 2% and 5%, we see that 7% tax is paid by Lower-Middle Class. Moving on, we have Upper-Middle Class paying 7% plus 10% a total of 17% Tax. The point which is important here is when we move from 2nd slab to 3rd slab, an increase of 3% in rate is admissible. Then moving from 3rd slab to 4rth slab, an increase of 5% is admissible. Compare with other slabs; see there is not more than 2.5% tax increase in any slabs as it is in these two slabs. Surprisingly, as a result, Middle Class is sacrificing more of its income than any other class of people living in Pakistan. Conclusion: So now we understand how Middle Class helps economies to grow and how much they sacrifice for the country. Any economy’s backbone is Middle Class which means, the development of a nation depends upon Middle Class. However, surprisingly, why Elite Class is not contributing in for development? The answer will require a detailed analysis of Elite Class and there is a strong need to enforce Elite Class to pay more taxes. If both Middle and Elite Class combine to pay tax, I am sure Pakistan will soon release her debt and we will rise as a developed nation in the near future. References:

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How to download Windows 8.1 Enterprise Trial right now

November 23, 2013 Leave a comment

Original Post: http://www.ghacks.net/2013/10/17/download-windows-8-1-enterprise-trial-right-now/?_m=3n%2e003a%2e154%2evh0ao03kwj%2e5n3

By

You have probably already noticed that Microsoft has released the Windows 8.1 update a bit early today. All Windows 8 users can install the upgrade by visiting the built-in store of the operating system. That’s very convenient, even though it is not that different from distributing the update via Windows Update.

Installation via the store is just one of the options to upgrade to Windows 8.1. It is likely that Microsoft will make available ISO images of the operating system as well, but those are not yet available.

But what if you want to test the new version of Windows first before you make the plunge and upgrade your operating system to it?

Microsoft has released a trial version of Windows 8.1 Enterprise that you can install for that purpose.

Windows 8.1 Download

windows 8.1 enterprise download

You can download Windows 8.1 Enterprise from Microsoft’s TechNet Evaluation Center. Here are the most important requirements and information about it:

  • The evaluation version is provided as a 32-bit and 64-bit ISO image.
  • The following languages are available: English (United States), English (Great Britain), German, Spanish, French, Italian, Japanese, Korean, Portugese, Russian, Chinese (Simplified), Chinese (Traditional).
  • You do need a Microsoft account to download the ISO image from the site.
  • The trial version is good for 90-days.

Hardware Requirements

  • CPU: 1 GHz processor or faster.
  • RAM: 1 Gigabyte (32-bit) or 2 Gigabyte (64-bit).
  • Hard Disk space: 16 Gigabyte (32-bit) or 20 Gigabyte (64-bit).
  • Graphics Card: DirectX 9 graphics device with WDDM driver

To download, select whether you want to download the 32-bit or 64-bit ISO image of Windows 8.1 and proceed. You are asked to sign in to your Microsoft account on the next page, and are taken to a form on the page thereafter.

Most fields are filled out automatically, but you need to make a couple of choices manually before you can start the download. Probably the most important choice is the language of the download. Make sure you pick the right language here and select data for the other fields that are not auto-filled.

If you prefer direct download links, here they are for the English version:

32-bit English Windows 8.1 Enterprise

64-bit English Windows 8.1 Enterprise

Note: The downloads may change at any time. Please notify us when that is the case so that we can correct the download links. They point to official Microsoft servers.

Windows 8.1 to be released officially on October 17

August 18, 2013 1 comment

You will have to wait another two months before you can install the final Windows 8.1 update on existing Windows 8 machines or buy computer systems that ship with it pre-installed. Many users expected Microsoft to release the update in August, but that was never more than a rumor.
Windows 8.1 will hit the market about a year after the official release of the Windows 8 operating system, and it will be free for existing users.

The update will be available for all Windows 8 users through the Windows Store on October 17th, and as a retail version starting October 18th. While not explicitly mentioned, it is likely that the update will also be made available as a standalone download.

Interested users can still download and install the Windows 8.1 Preview which provides them with some but not all of the new features that Microsoft has integrated in the update.

Some of the features that are already available are Internet Explorer 11, a revamped search behavior, a redesigned Windows Store, integrated cloud connectivity with SkyDrive or more personalization options.

Features that were not included in the preview are a new bunch of tutorials that help you understand how to operate Windows 8.1 new cues that help users find and use features in the operating system, or the new “motion accents” personalization feature that animates the background when you scroll on the start screen interface of the operating system.

windows 8.1 help

New features added after the Windows 8.1 Preview

  • Windows-X menu now with sign-out option.
  • New “motion accents” feature on start screen.
  • New tutorials, including screenshots, short textual explanations, animations or links to Internet contents.
  • Apps list extended.
  • Several core apps have received updates.
  • Tooltips in the lower right corner for additional options are displayed in many core Microsoft apps which shows more commands (similar to right-clicking on pages or using Windows-Z)
  • Assigned Access is back. Select a (user) account to have access to only one Windows Store app.
  • SkyDrive fully integrated in the system. You can now change the location of the SkyDrive folder on your hard drive.

The most likely scenario right now is that Microsoft will finish up testing of the operating system in August, get the RTM release of Windows 8.1 out soon thereafter and distribute it to OEMs and partners so that they can start integrating it into their products.

It is interesting to note that Microsoft may not make the RTM version available on MSDN or Technet soon after it is hitting RTM status. That’s however just a rumor at this time and not something that got confirmed by Microsoft yet.

If you want to get your hands on the update at the earliest possible – legal – moment, you may need to download and install it by visiting Windows Store.

Here is a video that highlights many of the changes of the latest Windows 8.1 build.

It is clear that Microsoft is addressing several of the issues that users of Windows 8 had with the operating system. Windows 8.1 attempts to provide users with additional visual cues and tutorials to understand features of the system.

Windows XP users: what will you do on April 8, 2014?

August 18, 2013 Leave a comment

By on August 16, 2013in Windows 42
So what is happening on April 8, 2014 that is affecting all Windows XP users? It is the end of support for the operating system. What this means is that Microsoft won’t release any more security updates, or other updates for that matter, for the operating system.

There is one exception to that, and that is that companies can pay Microsoft money to get security vulnerabilities patched. But that is not really feasible for most as it would cost a lot of money to patch a single vulnerability.

While that is not really something that you do need to worry about if your computer running Windows XP is not connected to the Internet, you may enter a world of vulnerabilities shortly after that date. Vulnerabilities that get detected after the date won’t get fixed anymore, which means that the operating system will remain vulnerable to them.

There may be mitigating factors, like running applications in a sandbox or exploit mitigation tools, but those are usually only run by experienced users and not average ones.

Attackers may come up with new exploit code of their own, or by reverse engineering updates for other versions of Windows to find out if Windows XP is also vulnerable. Since the operating system won’t receive any more updates after April 8, 2014, it gives attackers many more opportunities to attack the system.

But it is not only users who will run into issues on that date. Microsoft too is in a precarious situation. If you look at operating system usage stats, you will notice that Windows XP is still placed second in the most used operating system. Only Windows 7 managed to pass it by, while Windows 8 just managed to pass Windows Vista to climb to the third place.

It is obvious that the company does not wan’t to “lose” that user base.  So what can Microsoft do to convince users that it is a good time to update? One approach seems to highlight the dangers of running Windows XP right now and after the end of support date.

windows xp security

Malware infection probabilities

The question is if this is enough to convince users and organizations to switch to another version of Windows that is still supported.

And what will Windows XP users do when doomsday comes?

  • Keep running the system even though it may have known vulnerabilities that are exploited in the wild?
  • Update the operating system to Windows 7 / Windows 8?
  • Switch to a different operating system such as Ubuntu Linux?

Closing Words

What I would do? I would probably update to Windows 8. Not because I think it is the superior operating system, but because it is possible to ignore the Metro / Start Screen interface for the most part, which means that you get an updated Windows 7 operating system with 3 more years of support.

Microsoft launches Office for Android, tablet users need not apply

August 2, 2013 Leave a comment

Original Post: http://www.ghacks.net/2013/07/31/microsoft-launches-office-for-android-tablet-users-need-not-apply/?_m=3n%2e0038%2e959%2evh0ao03kwj%2ezke

By on July 31, 2013

Microsoft has already released the long awaited Office for iPhone, but Android remained only a dream and a rumor. Now the software company makes good on that with the roll out of a version for the Google mobile operating system. The app went live today in the Google Play store, but there are a few catches.

The app itself is free, but users must be Office 365 customers — a service that charges per month or annually, depending on the plan one chooses.

Installing is easy — customers can do so from the web, which displays a drop-down list of devices, or straight from the device itself. If you choose the former then you will be greeted with a list of all of your Android products. My Google TV box was obviously greyed out, but so were both my tablets — the app is only for phones. In fact, only for phones running Ice Cream Sandwich and newer, meaning the old Droid X (yes, I still have it). This left only the Galaxy Nexus, as the Asus MeMO and brand new Nexus 7 were not compatible.

download-page

Once the app is fired up you will need to agree to the usual terms of service — nothing unusual in it, as I read through just to make sure. Then comes the catch — you need an Office 365 subscription. If you purchased one for your home computers then you are set, otherwise you have a problem here. I will assume you have it and continue on. Log in with your email and password and get started.

Now with the app open, you will find a list of the docs you have saved, but only those saved to SkyDrive — do not expect to find your locally stored docs.

The top of the screen contains three options, consisting of the aforementioned files, creating new documents and searching other locations.

The app will only allow for the access of Word and Excel files and templates, and Settings gives access to rather basic information, most of which will be familiar to Office customers.

Conclusion

Bear in mind that this is version 1.0, so there may be a speedbump or two along the way, but for the most part the app seems fully fledged. OneNote was already available for Android, so the addition of Word and Excel is welcome, and other parts of the Office suite are probably unneeded — I doubt anyone wishes to edit or create a PowerPoint display on a phone.

Microsoft’s newest mouse has a start screen button

May 27, 2013 8 comments

Original Post: http://www.ghacks.net/2013/05/23/microsofts-newest-mouse-has-a-start-screen-button/?_m=3n%2e0038%2e891%2evh0ao03kwj%2ex2t

By on May 23, 2013

Microsoft announced the new Sculpt Comfort Mouse and Sculpt Mobile Mouse today on the Windows Experience blog. I’m usually not someone who is writing about untested hardware but the Sculpt Comfort Mouse comes with a feature that makes it report-worthy in my opinion.

The mouse ships with a start screen button which Microsoft calls the Windows touch tab that has been designed specifically for the Windows 8 operating system.

What it does? You are taken straight to the Windows 8 start screen if you tap on it. That’s not really this spectacular but that is not all the Windows touch tab has to offer.

If you swipe up the blue stripe on its side, it cycles through all open Windows Store apps, while a swipe down reveals all open apps that are normally displayed on the left sidebar if you move your mouse to the hot corner there.

microsoft sculpt comfort mouse

The Sculpt Mobile Mouse on the other hand ships only with a Windows button that you can click to open the start screen or the start menu, depending on which Microsoft operating system you are using.

The Sculpt Comfort Mouse will retail for $39.95 and the Sculpt Mobile Mouse for $29.95.

How to map the Windows button to your mouse right now

You do not really need a new mouse to add part of that functionality to your current mouse right away.  Here is how you set it up for your current mouse:

  • Download and install the free software X-Mouse Button Control.
  • Open it and locate the mouse button in the interface that you want to use for the functionality. I recommend you use mouse button 4 or higher for it, and not the left, right or middle mouse button.
  • Select Simulated Keys from the list of available commands that you can map to the mouse.
  • Enter {LWIN} and click apply.
  • Et voila, you have mapped the Windows-key to the selected mouse button.

Bonus: You may even add the app browsing feature of the mouse as well. I could not try it on my Windows 8 system as the Windows-Tab shortcut that is powering the feature is not working on it.

Just repeat the steps above and add {TAB} after {LWIN} in step 4. This simulates a Left-Windows-Tab shortcut, which displays all open apps in a small overlay on the screen that you can go through.

Bonus 2: The difference between Alt-Tab and Windows-Tab on Windows 8? Alt-Tab cycles through Windows Store apps and desktop programs whereas Windows-Tab only through Store apps.

Windows Blue build with minor improvements leaks

March 29, 2013 1 comment

Original Post: http://www.ghacks.net/2013/03/24/windows-blue-build-with-minor-improvements-leak/?_m=3n%2e003a%2e120%2evh0ao03kwj%2e4e0

By on March 24, 2013

Rumors about Microsoft’s strategy for the next version of Windows was all we had until recently. Some job postings highlighted that Microsoft is working on Windows 9 and Windows Blue. From the meager information that we have, it looks as if Windows Blue will be an update to Windows 8 while Windows 9 will be the next operating system the company plans to release. As always, Windows 9 is only a codename used during development. While it is unlikely that Microsoft will change the name, it is in the realm of possibility that the company will nevertheless.

Various Internet sites and forums indicate that a build of Windows Blue leaked on the Internet. If you have expected major changes in Windows Blue you will probably be disappointed as it seems to offer only gradual improvements over Windows 8. While it is too early to say if it will be an update – like a service pack with additional features – for Windows 8 or introduce major changes to Windows 8 that are implemented into later builds, it is clear for now at least that users should not expect too much from it.

A video was released on YouTube a couple of hours ago that walks you through Windows Blue build 9364.

The first thing that you will notice is that there is no start menu, and that the start screen is still there. If you had hopes that Microsoft would somehow reconsider some of its decisions that it made for Windows 8 you will certainly be disappointed by this. So what is new in Windows Blue?

  • Ships with Internet Explorer 11, the next installment of Microsoft’s web browser.
  • Additional personalization options for the start screen. Direct access to personalization, more colors mostly

windows blue personalization

  • SkyDrive integration into the Start Screen control panel including Device backup option which can be configured to automatically backup OS settings and app data.
  • New Sync feature under Accounts, currently not implemented and not clear what it will do.
  • Additional privacy options, including webcam, microphone and custom peripherals listings that detail which apps are allowed to use them. With option to disallow the use.
  • Apps can now be displayed in a 50/50 ratio on the screen next to each other instead of the current option to display them in a 1/3 to 2/3 ratio on the screen. Also options to display more than two apps on the screen at the same time including three or four with them sharing the screen equally.
  • Different live tile sizes on the start screen. The new size that you can see in the videos is small, which lets you add more tiles to the visible area of the start screen. That’s good I guess.

Many of the changes make sense and users of the operating system will likely welcome them with open arms. Critics of Windows 8 on the other hand won’t be convinced by the changes to give the operating system a(nother) try as the current build is not changing any of the major points of criticism.

What’s your take on the changes introduced in Windows Blue so far?

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